Managing cyber and digital risk may not be at the top of your to-do list, but it is arguably one of the biggest threats to the sustainability of your business. Even if you don’t believe you’re at risk for a data breach, hackers would beg to differ. In their eyes, all information is valuable, and soft targets, like many small and medium-sized businesses (SMBs), provide the most ROI (that’s right, they think of what they do as a business). Having and using a suite of cyber solutions to minimize your risks, offers a layer of protection that makes the hacker’s life more difficult.
That said, data privacy should be a top concern for any business, always. Keeping the personal identifiable information (PII) of your paying customers safe is an expectation every consumer now has in the digital economy. If you’re not actively evaluating and working to minimize your cyber and digital risk, your business and its reputation are more likely to suffer should an event happen, leaving you with the difficult task of explaining why you chose not to protect your customer’s data.

Visit our Service page and use the Risk Wheel to learn more about our services and how to keep your business safe, secure, and primed to take advantage of everything the digital economy provides.

Periculus sells bundled Services in three tiers: Explorer, Navigator, and Aviator. We do this to simplify your purchasing and decision-making processes. Having key Services grouped together from one provider (Merchants Information Solutions) is less expensive than purchasing them a la carte, and it also offers you the expertise of a provider committed to the success of SMBs like you.

Merchants Information Solutions was founded over a century ago, in 1912, and is a pioneer in affordable consumer and business Identity Theft solutions. Their industry-leading SmartIDentity and SmartIDentity for Business line of products protect the identities of over 13 million consumers and businesses each day. Merchants is one of less than 5% of all Identity Theft solution providers to offer full-managed recovery, the gold standard in identity restoration, and Periculus is thrilled to partner with them and bring enterprise-level solutions to Main Street.

That answer depends upon how quickly your business can support the installation and launch of each service. Once your payment is processed, some services are immediately activated, while others require further steps for activation to be completed.
On average, from purchase to launch, we advise customers to expect about 1 – 2 weeks to get fully up and running, and anywhere from 2 – 3 months to get fully comfortable with the services.

The Periculus platform is designed to make managing your digital risk simple at a macro level – we can help you identify exactly what you need quickly and provide access to it at a reduced cost. To make this happen, we depend upon our partners and some basic automation. Our carefully curated partner network works directly with our customers, helping you manage your Cyber Security Services, and access to Cyber Insurance.
You can reach the Merchants customer service provider directly at the following: (866) 762-7868 or by email at idtheftsupport@merchantsinfo.com

Unfortunately, no amount of cyber security can ever guarantee you won’t get hacked or experience a data breach. In fact, most IT professionals will agree that, if a hacker wants your data, it’s not impossible to get it (this is the reason some of the biggest and most secure publicly traded companies in the world have been hacked). However, you can make your small business more compromise-ready, and less of a soft target, by employing cyber security best practices such as firewalls, anti-virus, VPN encryption, data back-ups, and more. In combination, these security measures make your business that much less likely to be the victim of an information security incident, and better prepared to respond should one occur.

In addition to layering on levels of cyber security to protect against digital risk, buying an appropriate cyber insurance policy from an A-rated carrier is equally as important. The average cost of a data breach for a business is $3.1 million. For a small business, this can be devastating. Being able to transfer a portion of that risk to an insurance company is another way to find opportunity on the other side of risk. When your business is protected and insured, that is a powerful combination that inspires both growth and innovation.

That’s really up to you. Periculus was created with the goal of helping SMBs, like you, understand your digital and cyber risk and have access to tools to protect your company. Have you taken the free Assessment yet? Do you know your Digital Risk Score and where you’re vulnerable? Have you seen how much a data breach could potentially cost your business? Do you want to explore service packages to protect your business or gain access to insurance options? Take the next steps to #RiseAboveRisk by signing up or logging in now!